CAPITAL REGULATION OF COMMERCIAL BANKS
Keywords:
capital regulation, commercial banks, Uzbekistan, financial stability, Basel III, banking sector, capital adequacy, liquidity, credit risk management, regulatory framework, economic growth.Abstract
This article examines the capital regulation framework for commercial banks in Uzbekistan, focusing on its role in maintaining financial stability, promoting sustainable economic growth, and ensuring effective risk management. The study evaluates the regulatory measures implemented by Uzbekistan's central bank and their alignment with international standards such as Basel III. It discusses the impact of these regulations on the banking sector’s capital adequacy, liquidity, and credit risk management. Furthermore, the article explores challenges faced by Uzbek commercial banks in meeting capital requirements and the potential strategies to enhance their capital management practices. The paper also provides policy recommendations for improving the capital regulation framework in line with global best practices, fostering a more resilient banking system in Uzbekistan.
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