THE IMPORTANCE OF SYNDICATED LOANS IN COMMERCIAL BANKS

Authors

  • Mengniyozov Anvar Normurodovich Lecturer, Finance Department, Termez State University, UZBEKISTAN Author

Keywords:

Syndicated loans, commercial banks, Uzbekistan, risk distribution, financing tool, capital liquidity, banking sector, legal framework, financial market, credit structures.

Abstract

This article explores the role and significance of syndicated loans in the commercial banking sector of Uzbekistan. Syndicated loans, where multiple lenders collaborate to provide large-scale credit to borrowers, have gained prominence as a critical financing tool for large projects and corporations. This study analyzes how syndicated loans are structured, their impact on risk distribution, and their potential to enhance the liquidity and capital strength of commercial banks in Uzbekistan. The article also investigates the legal and regulatory framework surrounding syndicated lending in the country and provides an assessment of its growth prospects in the context of Uzbekistan’s evolving financial market.

References

Central Bank of the Republic of Uzbekistan. (2023). Annual report on financial stability and banking sector growth. Retrieved from https://cbu.uz

World Bank. (2023). Uzbekistan Financial Sector Review: Growth, Challenges, and Future Trends. Retrieved from https://worldbank.org/uzbekistan

Alomari, H. (2020). The role of syndicated loans in emerging markets: Risk management and economic development. Journal of International Finance, 38(4), 56-72.

Smirnov, A. (2021). Financial reforms in post-Soviet Uzbekistan: The case of syndicated lending. Journal of Post-Soviet Economics, 34(2), 120-139.

Wilson, P. (2018). Syndicated Loans and Risk Distribution: A Global Perspective. Oxford University Press.

Central Bank of Uzbekistan. (2023). Statistical Bulletin on Banking and Credit Institutions. Retrieved from https://cbu.uz/statistics

The World Bank Group. (2022). Uzbekistan: Economic Diversification and Financial System Reforms. Retrieved from https://worldbank.org/uzbekistan-reforms

International Monetary Fund (IMF). (2023). Uzbekistan: Financial sector development and challenges in emerging economies. IMF Country Report No. 23/134.

Central Bank of Uzbekistan. (2023). Indicators of the banking system: Annual financial statements. Retrieved from https://cbu.uz/indicators

The Economist Intelligence Unit (EIU). (2023). Uzbekistan's financial landscape and the role of syndicated loans in growth. Economic Report, 32(1), 45-61.

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Published

2024-10-31

How to Cite

THE IMPORTANCE OF SYNDICATED LOANS IN COMMERCIAL BANKS. (2024). INTERNATIONAL SCIENTIFIC E-CONFERENCE “PROBLEMS AND PROSPECTS OF DIGITAL TRANSFORMATION ECONOMIES IN THE CONDITIONS OF DEEPENING INTEGRATION PROCESSES OF DEVELOPING COUNTRIES”- Kraków, Poland, 3, 63-69. https://researchparks.net/index.php/ppdt/article/view/238